| Effective: January 1, 2023 |
| Description | Fee |
| Excessive Share Withdrawal Fee | $5.00 ( Per Item if more than four (4) withdrawals per quarter ) |
| Christmas Share Account Early Withdrawal Fee | $10.00 |
| Abandoned Share Draft Fee | $5.00 per month |
| Abandoned Share Acct Fee | $5.00 per quarter |
| Inactive Share Account Fee | $5.00 per quarter
( balance of $50.00 or less and no activity for one year )
|
| Return Deposit Check Fee | $25.00 |
| Overdraft Fee (auto overdraft) | $5.00 |
| Check Photo Fee | $3.00 |
| Stop Payment Fee | $25.00 |
| NSF Returned Item Fee | $25.00 |
| NSF Paid Item Fee | $25.00 |
| NSF ACH Loan Payment Fee | $10.00 |
| Acct. Closure Fee | $10.00 (If closed within 60 days of opening) |
| Direct Deposit Acct Fee | $5.00 Per month |
| Check Cashing Fee | $2.00 to $35.00 (Depending on type of check to be cashed) |
| Check Cashing Fee (Non-members) | $5.00 per check |
| Transaction Print Out Fee | $1.00 per page |
| Paper Statement Fee | $2.00 per month/quarter (65 years of age or younger) |
| Wire Transfer Fee | $20.00 |
| Third Party Check Fee | $2.00/if we mail it $3.00 |
| Loan Request Fee | $25.00 per applicant |
| Loan Late Payment Fee | over 10 days- $20.00 |
| Fax Fee | $1.00 per page |
| Skip a Payment Fee | $25.00 per loan |
| Telephone Transfer Fee | $1.00 per transfer |
| Debit card Replacement Fee | $5.00 |
| Title/UCC Filing Fee | $10.00 to $16.00 |
| Statement Copy Fee | $5.00 |
| Levy/Garnishment Request Fee | $50.00 |